/Users/ruddie/.zshenv:.:1: no such file or directory: /var/folders/dt/6jdm1z3j2gg1npb87mfr8_ph0000gq/T/cursor-sandbox-cache/dc6ef5214a282059a565c5bd63b0074e/cargo/env Warning: Permanently added 'ssh.futurebdetbank.com' (ED25519) to the list of known hosts. ** WARNING: connection is not using a post-quantum key exchange algorithm. ** This session may be vulnerable to "store now, decrypt later" attacks. ** The server may need to be upgraded. See https://openssh.com/pq.html INSURANCE | Future BDET Bank

FUTURE BDET BANK

187K POLICIES · 94.7% PAID
LIVE
PORTAL

🛡️ INSURANCE

8 Product Lines · Free Baseline for Citizens · Parametric Claims · Smart Contract
View ProductsFile Claim
Insurance & Finance Marketplace
Policies Active
432,891
Premiums (YTD)
.5M
Claims Paid
.4M
Claim Rate
94.7% paid
Avg Claim Time
3-7 days
Citizen Coverage
Free baseline
Insurance & Finance Products (44 services across 8 lines)
❤️
Life Insurance
Term + whole life. From $5/month. Free baseline for citizens. Pay beneficiary in WMP or USD.
$5-$250/mo
🏥
Health Insurance
Citizens: 100% free at sovereign hospitals + traditional medicine. Premium tier for international.
$0-$180/mo
🏠
Property Insurance
Home + land. Backed by land registry tokens. Smart contract claims processing.
$10-$500/mo
🚗
Auto Insurance
Vehicle coverage. Telematics-based pricing. Discount for indigenous drivers.
$20-$300/mo
🌾
Crop Insurance
Weather-indexed parametric insurance. Smart oracle triggers auto-payout.
$50-$1K/ha/yr
💼
Business Insurance
Liability + cyber + workers comp. Tailored for sovereign businesses.
From $50/mo
🪙
Crypto Insurance
Custody insurance for self-custody wallets. Up to $1M coverage.
0.5% of insured value/yr
🌳
Forest Insurance
For carbon credit issuing nations. Protects against wildfires + deforestation.
Nation-level coverage
🔒 SKR — Safe Keeping Receipts
💵
SKR Cash Deposit
Bank-issued receipt proving cash custody. Usable as collateral globally. From $1K to $1B+.
0.50% per annum
🥇
SKR Precious Metals
Gold, silver, platinum, palladium SKR. Vaulted in Guna Yala secure custody. London Good Delivery bars.
0.65% per annum
📜
SKR Securities
Bonds, equities, ETFs custody receipt. Tradable + transferable on chain 777777.
0.40% per annum
🏛️
SKR Real Estate Title
Sovereign land title receipt. Backed by IERAHKWA land registry tokens. Indigenous-territory protected.
0.30% per annum
🎨
SKR Art & Collectibles
Fine art, antiquities, museum-grade artifacts. Quantum-signed authenticity. NFT-mirrored on chain.
0.85% per annum
📋
SKR Universal Asset
Generic SKR for any non-standard asset class. Custom underwriting. Sovereign-attested.
0.50%-2% per annum
📦 Trade Finance Coverage
📦
Trade Credit Insurance
Protects sellers against buyer default on B2B receivables. Coverage up to 95% of invoice value.
0.10%-0.80% of insured turnover
⚓
Export Credit Insurance
Cross-border receivables protection. Sovereign + commercial risk coverage. ICC URDG-758 compliant.
0.15%-1.20% of insured value
🛡️
Political Risk Insurance
Expropriation, currency inconvertibility, war, civil disturbance, breach-of-contract by sovereign.
0.30%-1.50% per annum
🚢
Marine Cargo Insurance
All-risk ocean transit coverage. Institute Cargo Clauses A/B/C. War & Strikes clauses available.
0.10%-0.50% of cargo value
✈️
Aviation Cargo Insurance
Air freight all-risk. Loss, damage, delay. Coverage up to $50M per shipment.
0.05%-0.30% of cargo value
📨
Letter of Credit Insurance
Counterparty default protection on issued LCs/SBLCs. STIL-grade · chain-777777 anchored claims.
0.10%-0.60% of face value
🎯 Specialty Lines
🔐
Cyber Liability
Data breach, ransomware, business interruption from cyber events. Forensic + legal + notification.
$500-$50K/yr
👔
Directors & Officers (D&O)
Personal liability protection for board members & executives. Defense costs + settlements covered.
$3K-$200K/yr
📑
Errors & Omissions (E&O)
Professional liability for service providers. Negligence claims, missed deadlines, faulty advice.
$1K-$50K/yr
🆘
Kidnap & Ransom (K&R)
High-net-worth + executive protection. Negotiation services + ransom reimbursement.
$5K-$100K/yr
🎭
Event Cancellation
Concerts, conferences, sporting events. Weather, force majeure, key-person, terrorism cover.
2%-8% of event budget
🧳
Travel Insurance
Trip cancellation, medical, baggage, evacuation. Single-trip + annual multi-trip plans.
$10-$500 per trip
⚖️
Professional Indemnity
Lawyers, accountants, consultants, architects. Claims-made basis. Tail coverage available.
$2K-$80K/yr
🏗️
General Liability
Third-party bodily injury + property damage. Slip-and-fall, product liability, completed ops.
$500-$25K/yr
🌍 Sovereign & Indigenous
📜
Treaty Compliance Insurance
Sovereign treaty obligation protection. UNDRIP, ILO 169, Two Row Wampum, Carta Orgánica backed.
Nation-level pricing
🌍
Indigenous Land Rights
Protection against land seizure, mining encroachment, unauthorized development. UNDRIP Art. 26.
Comarca-level coverage
⚱️
Cultural Heritage Insurance
Sacred sites, ceremonial objects, intangible heritage. UNESCO + Indigenous Council recognized.
Asset-based
🌳
Carbon Credit Insurance
Protects carbon credit issuance against reversal events. Reforestation + REDD+ projects covered.
0.50%-2% of credit value
📃 Surety Bonds
💪
Performance Bond
Guarantees contractor completes contract. Construction, government contracts, large projects.
1%-3% of contract value
🎯
Bid Bond
Pre-award guarantee that bidder will accept contract if won. Standard tender requirement.
5%-10% of bid amount
💳
Payment Bond
Guarantees payment to subcontractors + material suppliers. Mandatory for public works (Miller Act).
0.5%-2% of bond value
📄
Customs / License Bond
Import duties, license obligations, court bonds, fidelity bonds. Custom written for any need.
From 1% of bond value
⚡ DeFi / Smart Contract
⚡
Smart Contract Coverage
Audit-failure, exploit, governance attack. Coverage of TVL up to $100M per protocol.
1%-5% TVL per year
💱
Stablecoin Depeg Insurance
USDC, USDT, DAI, WUSD depeg protection. Triggers at >2% deviation from $1.
0.20%-0.80% of insured holdings
🖼️
NFT Custody Insurance
High-value NFT protection. Theft, key loss, smart contract exploit. Quantum-secured custody.
2%-5% of insured value/yr
🔗
DeFi Protocol Coverage
For LPs + stakers. Slashing, validator failure, oracle manipulation, flash loan attacks covered.
3%-8% of staked value/yr
💎 Financial Instruments (BDET-issued)
📨
Standby LC Issuance
SBLC issuance backed by BDET treasury. ISP98 / UCP 600. Chain 777777 tokenization included.
1%-3% face value + 0.5% annual
🛡️
Bank Guarantee Issuance
Performance, payment, advance, retention. URDG-758 compliant. Multi-jurisdictional acceptance.
1%-2.5% face value + 0.5% annual
🪙
MTN Issuance
Medium-Term Notes 5-10 years. Investment-grade. Sovereign-backed. Tradable on AMM pools.
2%-4% issuance fee
📃
Sovereign Bond Issuance
IERAHKWA Sovereign bonds. Tax-exempt for citizens. Tokenized fractional ownership available.
1.5% issuance + coupon negotiated
File a Claim
Avg processing 3-7 days · Payout in WMP/USD · 94.7% approval rate